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Retention
beginner📖 6 min read

Customer Retention Rate

Also known as: CRRRetention RateCustomer RetentionLogo RetentionGross Retention

CRR = ((E − N) ÷ S) × 100 [E=End, N=New, S=Start]

💡The Concept

Customer Retention Rate measures the percentage of customers who remain with your business over a given period. A 90% annual retention rate means you lose 10% of your customers each year. For subscription businesses, improving retention from 90% to 95% can double your customer lifetime value because the average customer stays twice as long.

⚠️The Trap

Don't confuse customer retention rate with revenue retention — they measure different things. You can retain 95% of customers but lose 30% of revenue if your biggest accounts are the ones leaving. Also, looking at retention quarterly instead of monthly hides problems — a 95% quarterly retention rate is actually 83% annual retention.

🎯The Action

Calculate retention rate monthly: (Customers at End of Period − New Customers) ÷ Customers at Start × 100. Segment by cohort and plan: aim for 95%+ monthly customer retention for B2B SaaS and 85%+ for B2C. Set up automated alerts when retention dips below your target for two consecutive months.

🌍Real-World Example

Amazon Prime has a 93% first-year retention rate and 98% second-year retention rate. This near-zero attrition is why Prime members spend an average of $1,400/year vs $600 for non-members — making Prime the most valuable loyalty moat in retail.

Pro Tips

#1

Track retention by cohort, not aggregate. Your overall retention may look fine while recent cohorts are churning at 2x the rate of older ones — a sign your product or onboarding has degraded.

#2

The first 30 days determine everything. 70% of churn happens before the customer experiences the 'aha moment.' Invest heavily in activation and onboarding.

#3

Retention is cheaper than acquisition — it costs 5-7x more to acquire a new customer than to retain an existing one. A 5% increase in retention increases profits by 25-95%.

🚫Common Myths

Myth: “High retention means customers are happy

Reality: Customers may stay due to high switching costs, long contracts, or lack of alternatives — not satisfaction. Track NPS alongside retention to know the difference.

Myth: “Retention rate is the same as renewal rate

Reality: Renewal rate measures contract renewals, which happen at set intervals. Retention rate measures continuous active usage. A customer can renew their annual plan but stop using the product 3 months in — the retention rate catches this.

📈Industry Benchmarks

Monthly Customer Retention Rate

B2B SaaS (SMB segment)

Elite

> 97%

Good

95-97%

Average

92-95%

Needs Work

88-92%

Critical

< 88%

Source: ChurnZero SaaS Retention Report, 2024

Monthly Customer Retention Rate

B2C SaaS / Consumer Subscription

Elite

> 92%

Good

88-92%

Average

83-88%

Needs Work

75-83%

Critical

< 75%

🧪

Knowledge Check

You start January with 1,000 customers. During January you acquire 150 new customers. You end January with 1,050 customers. What is your January customer retention rate?

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