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Technical DebtvsProduct Roadmap

Both are essential business concepts — but they measure very different things.

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The Concept

🏚️Technical Debt

Technical debt is the accumulated cost of shortcuts, workarounds, and deferred maintenance in your codebase that make future changes slower and riskier. Like financial debt, tech debt accrues 'interest' — every feature takes longer to build because engineers must navigate around the accumulated mess. McKinsey estimates that tech debt consumes 20-40% of enterprise technology estate value. A team adding features to a clean codebase might ship in 2 days; the same feature in a high-debt codebase takes 2 weeks because of fragile dependencies, missing tests, and unclear abstractions. Tech debt isn't always bad — deliberate, strategic shortcuts can accelerate time-to-market if you plan to repay them.

🗺️Product Roadmap

A product roadmap is a strategic document that communicates the WHY and WHAT of your product direction over time — not just a feature list. The best roadmaps are organized by outcomes (problems to solve), not outputs (features to ship). Research shows that outcome-driven roadmaps lead to 30-40% higher feature adoption rates because teams focus on customer impact rather than shipping for shipping's sake.

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The Trap

🏚️Technical Debt

The trap is treating all technical debt as equal. There's a critical difference between DELIBERATE debt ('we're skipping tests to hit the launch deadline — we'll add them next sprint') and ACCIDENTAL debt ('nobody realized this architecture wouldn't scale past 10K users'). Deliberate debt with a repayment plan is a strategic tool. Accidental debt with no plan compounds silently until it causes a production crisis. Another trap: the 'complete rewrite' fallacy. Teams that try to rewrite from scratch almost always fail — Netscape famously lost 2 years to a rewrite that nearly killed the company. Pay down debt incrementally.

🗺️Product Roadmap

The deadliest roadmap trap is treating it as a promise. 73% of product managers report that stakeholders treat the roadmap as a binding commitment, leading to 'feature factory' mode where teams ship on schedule but solve nothing. Another trap: roadmaps longer than 3 months become fiction — market conditions, customer feedback, and competitive moves invalidate long-term plans within weeks. LinkedIn found that 60% of roadmap items planned 6+ months out were either cancelled or fundamentally changed by the time their quarter arrived.

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The Action

🏚️Technical Debt

Allocate 15-20% of every sprint to tech debt repayment (Google's standard is 20%). Track tech debt with a 'debt register' — a list of known debts, their estimated interest (how much they slow down current work), and their repayment cost. Prioritize by Interest Rate = (Weekly Time Wasted ÷ Repayment Effort). A debt item causing 4 hours of waste per week that takes 16 hours to fix has a 4-week payback period — fix it immediately. A debt item causing 30 minutes of waste per week that takes 80 hours to fix has a 160-week payback — it can wait.

🗺️Product Roadmap

Build a Now/Next/Later roadmap: 'Now' (this sprint — committed, detailed), 'Next' (next 4-8 weeks — planned, flexible), 'Later' (3-6 months — directional themes only). For each item, state the problem being solved AND the success metric. Review and reprioritize the roadmap every 2 weeks. Limit 'Now' to 3 items maximum — if everything is a priority, nothing is.

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Formulas

Debt Interest Rate = Weekly Time Wasted ÷ Repayment Effort (hours)

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